Investment Management Philosophy

The complex, ever-changing investment world of today requires an investment process that is overseen by a team of experienced investment professionals. Global capital markets present investors with a host of challenges due to the combination of an overwhelming amount of information to analyze and the endless supply of conflicting opinions and narratives surrounding financial markets.

The time and expertise required to perform in-depth investment research and to make timely and informed portfolio management decisions requires both a clear investment process and an experienced investment team to implement the process.

An old adage states that there is accomplishment through many advisors. We agree and embrace a variety of investment perspectives through our investment committee. Our investment philosophy is well grounded in global macro-economic analysis. Investment ideas are carefully vetted through a process which incorporates the diverse range of investment backgrounds within our firm. This process of multifaceted analysis ensures that only the strongest investment ideas survive. We are committed to striking the right balance between risk and return through managing global, multi-asset class investment portfolios.

INDEPENDENCE & CLIENT FOCUS

DIVERSIFICATION

TOP-DOWN, THEMATIC APPROACH

PERFORMANCE WITH LIQUIDITY

VARIED INVESTMENT PERSPECTIVES

OPTIMIZATION OF EXPENSES AND TAXES

Investment Committee

An old adage states that 'there is accomplishment through many advisors'.

The Investment Committee meets formally each quarter, and more frequently if market conditions warrant, to discuss the state of the global economy and capital markets and to assess the current asset allocation and positioning of our portfolios. There’s an art to striking the right balance between risk and return, pursuing that symmetry is the core of our investment philosophy. We are fiduciaries and have our interests aligned with our clients as we invest alongside them.

Stephen H. Wagner

CERTIFIED FINANCIAL PLANNER®, INVESTMENT ADVISOR, CEPA®

Laine Miller

CERTIFIED FINANCIAL PLANNER®, INVESTMENT ADVISOR

Doug Ecker

CRPS®, INVESTMENT ADVISOR & FINANCIAL PLANNER

Bob Cheatham

CRPS®, INVESTMENT ADVISOR & FINANCIAL PLANNER

WHAT DOES FIDUCIARY MEAN TO YOU?

Laine Miller
Investment Advisor, CFP®

Bob Cheatham
Certified Retirement Plan Specialist®

Our Core Values

THOUGHTFUL INDEPENDENT FIDUCIARIES

Our clients have placed us in a position of trust and we take that duty seriously. As fiduciaries for our clients, it means we follow a high fiduciary standard of care that requires us to put your interests above our own.

YOU CAN TRUST THAT WE WILL ALWAYS:

Act in your best interest
Be transparent about costs and fees associated with our services
Disclose any conflicts of interest that may be present when providing recommendations
Help you understand all of the options available to you
Provide prudent investment advice
Avoid high cost or high commission products
Be truthful with you about the risks you take when investing

If you are worried that the advisor you are currently working with may not be acting in your best interest, schedule a meeting with us and get a second opinion. The initial consultation is complimentary and it may help put your mind at ease.

Schedule Appointment